US Bank is the fifth largest commercial bank in the United States, and they offer numerous credit cards to consumers. They offer cards with cash back rewards, cards with travel rewards, and cards with low introductory APRs.
US Bank credit cards are designed for consumers with good to excellent credit. This means you have a credit score of 650 or higher.
List of US Bank Credit Cards
U.S. Bank AltitudeTM Reserve Visa Infinite® Card
U.S. Bank Visa® Platinum Card
U.S. Bank Cash 365™ American Express® Card
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank FlexPerks® Gold American Express® Card
U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card
U.S. Bank FlexPerks® Select+ American Express® Card
Dillons REWARDS World Mastercard®
Fred Meyer Rewards® World Mastercard®
Fry’s REWARDS World Mastercard®
Harris Teeter REWARDS World Mastercard®
Gymboree® Visa® Card
King Soopers REWARDS World Mastercard®
Kroger REWARDS World Mastercard®
Polaris® Visa® Card
QFC REWARDS World Mastercard®
Ralphs Rewards World Mastercard®
REI Co-op Mastercard®
Smith’s REWARDS World Mastercard®
Aeromexico Visa Signature® Card
Aeromexico Visa® Card
LATAM Visa Signature® Card
LATAM Visa® Card
Radisson RewardsTM Premier Visa Signature® Card
Radisson RewardsTM Visa Signature® Card
Radisson RewardsTM Visa® Card
SKYPASS Select Visa Signature® Card
SKYPASS Visa Signature® Card
SkyBlue SKYPASS Visa® Card
U.S. Bank Secured Visa® Card
Aeromexico Visa® Secured Card
LATAM Visa® Secured Card
SKYPASS Visa® Secured Card
How to Complete a US Bank Credit Card Application Online
You can complete a US Bank credit card application online. You can apply directly for a card or you can respond to a mail offer.
To start, visit their website at www.usbank.com.
Scroll down the page and click on the red button next to “Compare credit cards.” This takes you to their credit card page.
Apply for US Bank Credit Card With a Mail Offer
On the credit card page, scroll down toward the bottom of the page and click on “Retrieve your mail offer.”
On the next page, enter your confirmation code and your zip code.
Click the blue “Continue” button and follow the prompts to finish your application.
Complete a US Bank Credit Card Application Without a Mail Offer
You can still apply even if you don’t have a mail offer for a US Bank credit card.
On the credit card page, scroll down and decide which card you would like to apply for. The application process is similar for all their credit cards.
For example, if you want to apply for the US Bank Cash+ ™Visa Signature® card, click on the red button by the words “Learn more” under the card description.
On the next page, click “Apply Now.”
If you’re currently a US Bank customer, enter your ID on the next page. If you’re not, click “New to US Bank? Apply here.”
On the next page, select whether you’re applying for an individual or joint card. Click the blue “Next” button.
Enter your first and last name, your email address, and your phone number on the next page. Click the “Next” button and follow the prompts to finish your application.back to menu ↑
Other Ways to Complete a US Bank Credit Card Application
You can apply for a US Bank credit card in person. Find a branch near you by visiting their website.
You can also apply over the phone by calling 1-888-777-44-44.back to menu ↑
US Bank Credit Card Customer Service
You can reach US Bank customer service by calling 1-800-285-85-85. You can also get assistance by visiting a branch.back to menu ↑
US Bank Credit Card FAQs
What are the benefits of a US Bank credit card?
The benefits of a US Bank credit card vary by card. The US Bank Cash+ card, for example, offers up to 5 percent cash back. The US Bank FlexPerks Travel Rewards card offers double points on flights, groceries, or gas.
What is the APR for a US Bank credit card?
The APR depends on which credit card you apply for. APRs range from 15.49 percent to 26.49 percent depending on your credit score.
Is there an annual fee?
Several US Bank credit cards have no annual fee. The cards that do have an annual fee range have a fee between $25 to $85
Is there a late fee?
US Bank does charge a late fee if your payment is received after the due date. The late fee is up to $38.
Can you use a US Bank credit card overseas?
You can use a US Bank credit card for foreign transactions for a 3 percent fee.
US Bank credit card has mixed reviews. Cardholders seem happy with the cards and the benefits they receive. Many are unhappy with US Bank’s customer service, though, citing long hold times and representatives who don’t return calls.