The Indigo® credit card is designed for people with imperfect credit. Celtic Bank issues the card and it’s serviced by Genesis FS Card Services. They approve people with limited or poor credit. Most cards issued have a low Credit Limit, a high APR, and an annual fee.
How to Apply for Indigo Credit Card Platinum Mastercard® Online
|Indigo® Mastercard® for Less than Perfect Credit|
|Indigo® Mastercard® with Fast Pre-qualification|
|Indigo® Platinum Mastercard®|
|Indigo® Platinum Mastercard® Credit Card|
|Indigo® Unsecured Mastercard®|
|Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay|
You can quickly apply for Indigo credit card online.
- First, visit www.indigoapply.com.
- Click on the link saying “See if you’re pre-qualified” near the bottom right-hand corner of the page.
- Next, enter your first and last name, your address, your date of birth, your Social Security number, and your email address. Enter your phone number.
- Choose a design for your credit card. Scroll down and click the box agreeing to the electronic disclosures.
- Click the yellow box saying “Pre-qualify Now” and follow the prompts to finish your application.
Other Options for Indigo Credit Card Application
You can also complete an Indigo® credit card application by mail invitation. If you’ve received an offer in the mail, visit www.indigoapply.com and enter the invitation number. Enter your zip code and click “Get Started.” Follow the prompts to finish your application.
For Example Invitation Number:
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Indigo® Credit Card Rewards
The Indigo® credit card doesn’t offer points or cash back rewards. It does include benefits like car rental protection, travel assistance, and extended warranties on items you purchase with the card.back to menu ↑
Indigo® Credit Card FAQs
What is the APR for an Indigo® credit card?
The APR for an Indigo® credit card is 24.9 percent. There is a penalty APR of 29.9 percent.
Can I add an authorized user?
You can add an authorized user. You are responsible for any purchases made by the authorized user.
Is there an annual fee?
The annual fee varies depending on your creditworthiness. You may have no annual fee or be issued a card with a $59 or $75 the first year, $99 thereafter annual fee.
Is there a late fee?
The late fee is $27 if you haven’t had any late payments in the past six months. If you have had a late payment in the past six months, you can be charged a late fee of $40.
Can I get a cash advance?
You can get a cash advance with an Indigo® credit card. You will be charged a fee of $5 or 5 percent, whichever is higher.
The Indigo® credit card has mixed reviews. Most of the negative reviews seem to be from people who weren’t aware of the annual fee, though. If you review the terms of your credit card offer, you’ll know exactly what you’re getting into. There are a few complaints about customer service, though.