Apply for DriveSavvy® Card at



The Drivesavvy® credit card provides you with rewards for fueling up at Phillips 66, Conoco, and 76 gas stations. You earn rewards based on how many gallons you purchase.

Synchrony Bank is the issuer of The Drivesavvy® credit card. You’ll have the best chance of being approved if your credit score is fair or better, which means you have a credit score of at least 640.

How to Apply for Drivesavvy® Credit Card at

You can apply for a Drivesavvy® credit card easily by visiting their website at

  1. Scroll down to the middle of the page and click “Apply Now” under any of the gas station brands. You can use any of the three cards at all three gas stations, and the application is the same for all the brands.
  2. For example, you could click on “Apply Now” under Phillips 66.

  3. On the next page, enter your first and last name, your address, and your phone number. Type in your email address.
    Provide your annual net income, which is your income after taxes. Enter how long you’ve lived at your current address.
    You can add an authorized user, but it’s optional.
    Provide your date of birth, your Social Security number, and your mother’s maiden name.
    You can opt-in for the card security debt cancellation program by checking the box.
  4. Scroll down and check the box agreeing to the terms and conditions.
  5. Click “Accept and Submit” and follow any further prompts to complete your application.
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Drivesavvy® Credit Card Rewards Program

With a Drivesavvy® credit card from, you can earn 5 cents per gallon in rewards, as long as you purchase at least 30 gallons in each billing cycle. You can receive a maximum of $99 in rewards each year. The rewards are applied as a statement credit.

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Drivesavvy® Credit Card FAQs

What is the APR for a Drivesavvy® credit card?
The APR of a Drivesavvy® credit card is 29.99 percent and varies based on the Prime Rate.

Can you get cash advances?
You can get a cash advance with the Drivesavvy® credit card. The APR for cash advances is 29.99 percent, and there is a cash advance fee of 5 percent or $10, whichever is greater.

Is there an annual fee?
There is no annual fee for the Drivesavvy® credit card.

Is there a late fee?
If your payment is received after the due date, you will be charged a late payment of up to $39.

What is the Card Security Debt Cancellation Program?
The Card Security Debt Cancellation Program will pay all or a portion of your card balance or payments if you lose your job or become disabled. The program costs $1.66 per $100 ending monthly card balance.

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Drivesavvy® Credit Card Reviews

Reviews of the Drivesavvy® credit card aren’t great. The rewards are relatively low, and the APR is relatively high. If you can apply while they’re offering a sign-up bonus, though, the card may be worthwhile. Most cardholders are happy with the customer service, though, and they recommend paying the balance in full each month.

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