If you can’t get enough of the mouse, then a Disney Rewards credit card may be the perfect fit for you. There are two Disney Rewards credit cards, and each offers different benefits to cardholders.
With the Disney Visa Card, you can earn a $50 statement credit after your first purchase, and you earn 1 percent back for every purchase you make with the card. With the Disney Premier Visa Card, you can earn a $200 statement credit after you make $500 in purchases within the first three months. You earn 2 percent back for most Disney purchases, purchases at gas stations and groceries stores, and at restaurants. You earn 1 percent for all other purchases.
The Disney Rewards cards are issued by Chase Bank. To qualify for a Disney Rewards credit card, you will typically need a good credit score. This means you may need a credit score of at least 680 to qualify for the card.
How to Apply for Disney Rewards Credit Card Online
You can apply for Disney Rewards credit card online.
- To start, visit their website at www.disneyrewards.com.
- Click on “Become a Cardmember,” which is just below the main picture on the website.
The Disney Rewards credit card application process is similar for both cards.
- If you want to apply for the Disney Visa Card, for example, click “Select” under that card.
- Choose the image you want for the card and then click “Apply Now.”
- On the next page, enter your first and last name and your address.
- Click “Next” and follow the prompts to finish completing your application.
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Disney Rewards Credit Card FAQs
What are the benefits of a Disney Rewards credit card?
Both Disney Rewards credit cards offer several benefits. Both offer 10 percent off purchases at certain Disney gift shops, special financing for theme park or cruise packages, exclusive meet and greets with characters, and more.
What is the APR for a Disney Rewards credit card?
The APR for Disney Rewards credit cards is 17.74 percent. It is a variable rate, which means it may go up or down based on the Prime Rate.
Is there an annual fee?
The Disney Visa card has no annual fee. The Disney Premier Visa card has a $49 annual fee.
Is there a late fee?
Both Disney Rewards credit cards charge late fees if your payment is received after the due date. The fees range from $15 to $37 depending on your balance.
Do my Disney Rewards expire?
Your Disney Rewards expire five years after the date they post to your account. Rewards are posted to your account each billing cycle.
Disney Rewards credit card reviews are good. Cardholders report that if you travel to Disney parks or go on Disney cruises frequently, then the rewards and discounts are helpful. If you’re not an avid Disney fan, you may earn better rewards with a different card. Many cardholders especially like the $50 or $200 statement credit that you receive when you first get the card.