Apply for Credit One Credit Card – Your Full Guide



Credit One offers a few cards, but they are especially popular due to their Platinum Visa for Rebuilding Credit. You can qualify for this card even if you have a poor credit score, and you can earn 1 percent cash back on qualifying purchases.

How to Apply for Credit One Credit Card Online

You can easily apply for a Credit One credit card online.

To get started, visit

From there, you can either apply for a card or respond to a mail offer.

Complete a Credit One Credit Card Application With a Mail Offer

If you’ve received a Credit One offer in the mail, you can complete a Credit One credit card application on their website. At the top of the page, click “Accept Mail Offer.”

Enter your approval code and your Social Security number and click “Continue.” Follow the prompts to finish your application.

Apply for a Credit One Credit Card Without a Mail Offer

You can also apply without a mail offer. On their website, click “Browse Cards” near the middle of the page.

Review the available cards. The application process is the same for each card.

For example, if you want the Platinum Visa for Rebuilding Credit, click the orange button that says “See If You Pre-Qualify.”

On the next page, enter your first and last name, your mailing address, your residential address, your email address, your phone number, your Social Security number, and your date of birth. Provide your total monthly income.

Click the “See Card Offers” button and follow the prompts to finish your application.

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Credit One Customer Service

You can call customer service by calling 1-877-825-32-42. You can also write them at:
Credit One Bank
P.O. Box 98873
Las Vegas, NV, 89193-8872.

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Credit One Credit Card FAQs

What are the benefits of a Credit One credit card?
Credit One credit cards offer cash back on qualified purchases. If you apply for the NASCAR Visa, you can receive double cash back at the store.

What is the APR for a Credit One credit card?
The APR ranges from 19.74 percent to 23.99 percent.

Is there an annual fee?
The annual fee depends on your credit history. It is $0 $95 after that.

Is there a late fee?
If your payment is late, you can be charged a late fee of up to $39.

How I use the Credit One card with virtual wallets?
You can use the Credit One card with Apple Pay, Google Pay, and Samsung Pay.

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Credit One Credit Card Reviews

Credit One credit card reviews are mixed. Users appreciate having a card that will help them rebuild their credit. Other users appreciate the regular credit line increases. There are several reviews that complain about the annual fees and poor customer service, though.

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