Make Your Chevron Credit Card Application Quickly and Easily

Update - 2020.08.21

The Techron Advantage card, which is the Chevron credit card, offers several benefits. You can qualify for a Techron Advantage card, which can only be used at Chevron and Texaco stations, or a Techron Advantage Visa, which can be used anywhere.

You can earn discounts on fuel based on the purchases you make using the card. The card is issued by Synchrony Bank and you will need a fair credit score or better to be approved.

The Chevron and Texaco Visa is a discount rewards card that incentivizes cardholders to use the card by offering them discounts and perks at Chevron and Texaco. When applying for a rewards card, look closely at the offered APR and annual fee to see if the rewards are worth the costs. With an offered APR rate of 29.99%, the Chevron and Texaco Visa has a higher APR than the national average APR range of 16.00% – 23.00 percent. Considering the high APR, prospective cardholders could benefit from looking at other rewards card options.

Rates and Fees

Annual Fee: The Chevron and Texaco Visa card does not charge an annual fee for usage. Given that the average annual fee charged for rewards cards is $40, the Chevron and Texaco Visa is a good option for prospective cardholders looking for rewards, but not added costs.

Purchase APR: The Chevron and Texaco Visa card offers a 29.99% purchase APR, but this rate can vary depending on your credit history and external market factors (e.g., fluctuations in the U.S. prime rate).

Cash Advance Rates and Fees

Issuers provide cash advance services to allow cardholders to withdraw cash from their credit line from an ATM, bank, or another financial institution. Though this can be helpful, cash advances generally carry a high APR and transaction fees.

The average cash advance APR is 24.40%. Aside from the APR, Chevron and Texaco Visa cardholders will be charged a cash advance fee of either $10 USD or 29.99%, whichever is greater, if they use the card for a cash advance.

Foreign Transaction Fees: If cardholders use the Chevron and Texaco Visa abroad, they can expect to pay a foreign transaction fee, which equals 3% of the amount they spend abroad. Penalty Rates & Fees The cardholder will be charged a late payment fee of up to $340 USD if the minimum monthly payment is missed or paid after the payment deadline.

Misuse Fees: Late Payment Up to $40 USD

back to menu ↑

How to Complete a Chevron Credit Card Application Online

It’s quick and easy to complete a Chevron credit card application online.

  1. First, visit their website at
  2. Scroll down and click the blue “Apply Now” button.

  3. On the next page, click the card you want (Chevron, Texaco, or both) and click “Continue.” The application process is the same for all three options.
  4. Enter your first and last name on the following page. Provide your address and phone number. Select whether you rent or own your housing and what type of phone number you have.
  5. Provide your email address and confirm your email address. Enter your Social Security number and your date of birth. Provide your annual net income, which is your income after taxes.

  6. Click the blue button saying “Continue” and follow the prompts to continue to apply for Chevron card.
back to menu ↑

Chevron Credit Card Rewards Program

In case you’re approved for the Techron Advantage® credit card (not Visa®), you receive a credit of 3 cents per gallon each time you fill up at a Texaco or Chevron gas station. If you receive a Techron Advantage® Visa® card, you will receive the fuel discount and 10 cents per gallon in credits for fuel if you spend at least $300 at other stores per month. If you spend $1,000 or more per month at other stores, you receive 20 cents per gallon in fuel credits.

Card Terms and Conditions: SYF.COM/CHEVRON

Available Customer Service: 24 Hour Phone Customer Assistance and Online Assistance
Customer Service Phone: (800) 243-87-66
Sales Phone: (866) 419-40-96

back to menu ↑

Chevron Credit Card FAQs

What is the APR of a Chevron credit card?
The  cash advance APR for a Chevron card varies based on the Prime Rate. It is the Prime Rate plus 29.99 percent.

How much is the minimum payment?
The monthly payment varies based on your purchases. It is at least $27, or at least $40 if you’ve had a missed payment in the past six months.

Is there an annual fee?
There is no annual fee for the Chevron card.

Is there a late fee?
Your payment is due by 5 p.m. EST on the due date. If it’s received after that, you may be charged a fee of up to $27 if you haven’t had a late payment in the past six months. It is $40 if you’ve had a late payment in the past six months.

Can I get a cash advance?
You can get a cash advance. The fee for a cash advance is 5 percent of the amount of the advance or $10, whichever is more. The APR for cash advances is 29.99 percent.

5 3 votes
Article Rating
10 Total Score
Chevron Credit Card Reviews

Reviews for the Chevron credit card are mixed. Cardholders that frequently use Chevron or Texaco gas stations enjoy the rewards, especially if they have the Visa card that earns you higher discounts. The APR is high, though, and there are several complaints about Synchrony Bank’s customer service.

Rewards Program
  • Fuel Credit Program
  • Fraud Liability Protection
  • EMV Chip Security
  • Emergency Assistance
  • A maximum of $300 in Visa Spend Fuel Credits may be earned in any calendar year.
User Rating: 4.8 (5 votes)
Notify of
Inline Feedbacks
View all comments
Would love your thoughts, please comment.x
Credit Cards Apply & Reviews
Compare items
  • Total (0)