The Cabela’s Visa card provides you with points you can use toward Cabela’s purchases and outdoor experiences. The Cabela’s Visa card is issued by Capital One and typically requires a good credit score to be approved. This means you have the best approval chances if you have a credit score in the high 600s or above.
Cabela’s CLUB Credit Card Types
|Compare Cabela’s CLUB Credit Cards||
|Cabela’s CLUB REWARDS®|
|Sign-up Bonus||Earn $20 in club points upon approval||✗|
|APR for Purchases at Bass Pro Shops and Cabela’s||9.99%||9.99%|
|APR for Other Purchases and Transfers||16.99%, 19.99% or 25.99%||16.99%, 19.99% or 25.99%|
|Balance Transfer Fee||3% of the amount of each transferred balance||3% of the amount of each transferred balance|
|Foreign Transaction Fee||1% of each foreign purchase transaction or foreign ATM advance transaction||1% of each foreign purchase transaction or foreign ATM advance transaction|
|No Annual Fee||✔||✔|
|No limit on amount of points & no expiration||✔||✔|
|FREE Gear at Cabela’s with your points||✔||✔|
Access to member-only CLUB events & offers
How to Apply for Cabela’s Visa Card Online
It’s simple to apply for Cabela’s Visa card online. First, visit their website at cabelas.com.
- Scroll down to the bottom of the page and look for a small picture of a Cabela’s Visa card. Click “Apply Today.”
This brings you to the application page.
- Fill in your first and last name, your address, your phone number, and your email address.
You will also need to provide your date of birth, your Social Security number, your U.S. citizenship, and your employment status.
Enter your mother’s maiden name for security purposes and your total annual income. If you want to add an authorized user, check the appropriate box.
- Review the terms and conditions and check the box saying that you have read and that you agree to the terms and conditions.
- Click “Submit Application.” You will either receive an immediate answer or they may request more information.
Other Ways to Apply for Cabela’s Visa Card
You can also complete a Cabela’s credit card application by phone by calling 1-888-402-78-30.back to menu ↑
Cabela’s Visa Card Customer Service
If you have questions about using your Cabela’s Visa card or redeeming your Cabela’s Visa card rewards, contact customer service at 1-800-850-84-02. They are available from 6 a.m. to 11 p.m. CST Monday through Friday, and from 7 a.m. to 10 p.m. CST on Saturdays and Sundays.
You can also email them through the Cabela’s Visa card website at www.cabelasclubvisa.com. Scroll to the bottom of the page, and under the heading “Questions?” click on “Send Us an Email.”
Enter your email address, first and last name, and your zip code. Choose the reason for your email. Type your question or concern in the box and click “Continue” to submit your email.back to menu ↑
Cabela’s Visa Card FAQs
What are the benefits of a Cabela’s Visa card?
The main benefit of the Cabela’s Visa card is the ability to earn points that you can use for future Cabela’s purchases. You earn 2 percent back on Cabela’s and Cenex convenience store purchases and 1 percent back on all your other purchases. You can also access special events for Cabela’s Visa cardholders.
What is the APR for Cabela’s Visa card?
The Cabela’s Visa card is unique in that it has a lower APR for Cabela’s and Bass Pro Shops purchases than for other purchases. That APR is 9.99 percent. For other purchases, the APR is between 17.07 percent and 26.07 percent depending on your credit. The APR is variable, so it may increase or decrease.
Is there an annual fee?
There is no annual fee for the Cabela’s Visa card.
Is there a late fee?
There is a late fee if your payment is received after the due date. The fee is up to $38. There is no over-limit fee, though.
How can I pay my Cabela’s Visa card?
You can pay online at www.cabelasclubvisa.com. You can also pay at a store, by mail using the address on your statement, and by phone.
Cabela’s Visa card reviews are mixed. Cardholders who are frequent shoppers at Cabela’s enjoy the rewards and the lower APR for Cabela’s purchases. There are some complaints about their customer service and that credit limits were lowered without any explanation.
Let’s assume the balance on your credit card is $5000, your card’s APR is 23%, and your minimum monthly payment in percentage is 100. Your first payment should be $100. Note that this number is expected to change over time.
To pay off your credit card balance in full, it will take you 2442 months. You’ll pay the overall interest of $99510.62. Your total payment will be $104510.62.
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