Rather than referring to a single credit card, “Visa Signature” is a type of Visa card that offers enhanced benefits. Many Visa Signature cards are travel cards, but you can find store cards and traditional cards as well.
Due to the enhanced benefits offered by these cards, you typically need a good or excellent credit score to apply. This means you have the best chance of being approved if your score is 670 or higher.
How to Complete a Visa Signature Credit Card Application Online
It’s simple to complete a Visa Signature credit card application online.
- First, visit their website at visasignature.com.
- Click on the link near the middle of the page saying “Find a card.”
- Scroll through the list and choose a card to apply for.
- Click the link under the card that says “Apply.” This will take you to the card issuers website, where you can apply for Visa Signature credit card.
Each card issuer has its own online application, so the individual steps may vary.
In general, though, you will need to provide your personal information, your financial information, such as your annual income, and agree to their terms and conditions.back to menu ↑
Other Ways to Apply for Visa Signature Credit Card
Each card may have other options for applying. For example, you can apply for a Capital One card at a Capital One bank branch. You can apply for a Nordstrom Visa Signature card at a Nordstrom store. Contact the card issuer to find out their Visa Signature application options.back to menu ↑
Visa Signature Credit Card Rewards Program
Visa Signature credit cards typically offer several benefits. One benefit is extended warranty protection, which gives you an additional year of coverage on certain purchases after the manufacturer’s warranty expires.
They also typically offer travel assistance, lost luggage reimbursement, and auto rental collision damage insurance.back to menu ↑
Visa Signature Credit Card FAQs
What is the APR for a Visa Signature credit card?
The APR varies depending on the card issuer and your creditworthiness. APRs range from 12.4 percent to 25 percent.
Is there an annual fee?
Most Visa Signature cards don’t have an annual fee. Of the cards that do, many waive it for the first year, and then it’s $95 per year after that.
Is there a late fee?
The late fee varies depending on the card issuer. Most have a late fee of up to $38 if your payment is received after the due date.
Can I get a cash advance?
Most Visa Signature cards allow cash advances. You will typically pay a fee for the cash advance based on the amount you transfer. The cash advance may also be subject to a higher APR.
Can I transfer a balance?
Most Visa Signature cards allow a balance transfer. Some offer low introductory APRs to encourage you to transfer balances. There is usually a fee for completing a balance transfer.