There are some credit cards that you apply for the prestige. This Mastercard line of Luxury cards offers high-end benefits. These benefits do come with a cost, though, and these cards have high annual fees. If you’re a frequent traveler or if you heavily use your cards, the Mastercard Luxury cards might be worth looking into.
These cards are typically available to those with good credit or better, which means you should have a credit score of at least 700.
How to Apply for a Luxury Card at Luxurycard.com
- The quickest way to apply for one of the three Mastercard Luxury cards is by visiting their website at luxurycard.com.
- From there, you can look at the three options: the Titanium Card, the Black Card, and the Gold Card. The application process is the same for all three cards.
Choose the card you’d like to apply for. Scroll to the bottom of the page and click “Apply Now” under the appropriate card.
- The Mastercard Luxury Card application is on the next page.
- Enter your first and last name, address, and how long you’ve lived at your address. Select whether you own or rent.
Choose your occupation and enter your total annual income. Enter your phone number and email address and select whether you are a U.S. citizen.
Provide your date of birth, your Social Security number, and your mother’s maiden name.
Check the box if you want to receive paperless statements. Check the box agreeing to the terms and conditions.
If you want to transfer a balance, you can enter the information in the next section.
- Check the box agreeing to the annual fee and click “Apply.”
Other Ways to Apply for a Mastercard Luxury Cardback to menu ↑
Mastercard Luxury Card Rewards Program
The Mastercard Luxury Cards offer several benefits. All cards offer 2 percent back for airline travel or up to 2 percent cash back. You also have access to a Luxury Card Concierge, which is a lifestyle management services that can help you with everything from finding gifts to making travel plans.
You also receive travel benefits such as complimentary room upgrades or spa credits at their network of properties.back to menu ↑
Mastercard Luxury Card FAQs
What is the APR of a Mastercard Luxury Card?
The APR for purchases on all the Mastercard Luxury Cards varies based on the Prime Rate and is typically around 17.99 percent.
Can I transfer a balance?
You can transfer a balance. The APR for balance transfers is 0 percent for the first 15 months. There is also a fee of $5 or 3 percent for balance transfers.
Is there an annual fee?
All three cards have an annual fee. The Titanium Card has a $195 annual fee, the Black Card has a $495 annual fee, and the Gold Card has a $995 annual fee.
Is there a late fee?
There is a late fee of up to $41 for all the cards.
Can you use the cards overseas?
You can use the card in foreign countries, and there is no fee for foreign transactions.
Mastercard Luxury Card users seem happy with the benefits. In particular, frequent travelers like the airline reward options and hotel upgrades. Some do feel that the annual fees are high, but depending on how often you use the card, the rewards may balance out the high fees.