Discover offers a wide range of credit cards. Most of their cards offer rewards, including cash back and miles for airline travel. They also offer a secured card. A Discover it® Secured credit card is designed for those with very bad credit, which typically means a credit score of 300 or higher. It has no annual fee and offers cardholders cash back for purchases. 

Discover it® Secured Credit Card Rates & Fees

$0 10,99% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by February 10, 2023. 25.99% 3% of the amount of each transfer. None

How to Apply For Discover it® Secured Credit Card Online

There are two options for applying for the Discover it® Secured Credit Card online. You can visit their homepage at If you’ve been invited to apply, you can visit their website to fill out a special Discover credit card application.

Apply for Discover it® Secured Credit Card Online Without an Invitation

Even if you haven’t received an invitation, you can still apply for a Discover credit card.

  1. Once you visit their homepage, click on “Credit Cards” near the top left side of the page and select “All Credit Cards.”

  2. Choose the Discover it® Secured Credit Card and click “Apply Now.”

  3. Enter your first and last name and click “Continue.”

Follow the prompts to finish your application.

Apply for Discover it® Secured Credit Card Online With an Invitation

  1. If you have received an invitation to apply for a Discover credit card, visit their website.
  2. Enter your invitation number and click the orange button that says “Continue.”

Follow the prompts to finish your application.

Discover Credit Card Customer Service

If you have any concerns or questions about your Discover credit card, contact their customer service representatives at 1-800-347-26-83. If you are outside the U.S., you can contact them at 1-801-902-31-00.

You can also write them at:
Discover Financial Services
P.O. Box 30943
Salt Lake City, UT, 94130-0943.

Discover it® Secured Credit Card FAQs

How do you activate a new card?
You can activate a new card by visiting their website or by calling customer service at 1-800-347-26-83. You will need the three-digit code on the back of the card.

What are the benefits of the Discover it® Secured Credit Card?
With the Discover it® Secured credit card, you earn unlimited 1% cash back on all purchases and 2% at gas stations and restaurants on up to $1,000 in combined purchases each quarter. All the cash back you’ve earned will be matched at the end of your first year.

Can I transfer a balance?
With the Discover it® Secured Credit Card, you can transfer a balance as long as you have enough available credit to do so. It can take seven to 14 days to transfer a balance. The Discover it® Secured Credit Card offers a 10.99 percent APR on balance transfers for the first 6 months. After that, the APR varies based on the Prime Rate. It will typically be around 25.99 percent depending on your credit history.

Is there a way to avoid paying interest?
You can avoid paying interest on new purchases if you pay your new balance in full every month. If you don’t pay balances in full, you will earn interest unless you have a promotional 0 percent APR.

What should I do if I’m having financial difficulties?
Discover has a dedicated department for helping people who are having financial troubles due to unemployment, illness, or other factors. You can reach them at 1-800-983-14-12.

Can I use my card overseas?
You can use your card for foreign travel. Make sure to notify Discover about your travel plans, though, so your card isn’t declined. You can call their customer service at 1-800-347-26-83 or log into your Discover online account to notify them.

5 1 vote
Article Rating
Notify of
Inline Feedbacks
View all comments
Would love your thoughts, please comment.x
Credit Cards Apply & Reviews
Compare items
  • Total (0)