Citi offers several credit cards with a variety of benefits. There are cards with cash back rewards, cards with travel rewards, and even a secured card for rebuilding your credit. A CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® requires good credit, which is a score of about 651 or higher. The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® card offers cardholders bonus miles and miles for purchases.
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Rates & Fees
|ANNUAL FEE||INTRO APR||APRS||BALANCE TRANSFER FEE||FOREIGN TRANSACTION FEE|
|$0 for the first year, $99 annual fee after that||None||17.74% to 25.74%||None|
How to Apply for CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Online
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® credit card application online is quick and simple.
- To get started, visit their website at www.citi.com.
- On the website, click “Credit Cards” in the upper left corner.
- Click “Select Card Category” on the next page and select the “Rewards Credit Cards” category from the drop-down list.
- On the next page, click the “Learn More and Apply” link to the right of the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®.
- Click “Apply Now” on the next page. This takes you to your Citi credit card application.
- Enter your first and last name, your date of birth, your Social Security number, and answer the question about your citizenship.
Provide your address and phone number. You can also provide your email address.
Create a security word and a hint so you remember the security word.
Enter your financial information, including your annual income and your monthly housing payment. You can select whether you have a checking, savings, or money market account.
- Indicate whether you want to add an authorized user.
- Scroll down to the bottom of the page, reviewing the terms and conditions. Check the box showing you reviewed the terms and conditions. You will also need to check the box agreeing to receive your notices electronically.
- Click the blue “Submit” button and follow the prompts to finish your application.
Other Ways to Apply for CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Credit Card
You can also complete a CitiBusiness® / AAdvantage® Platinum Select® credit card application by phone.
Call 1-877-645-37-08 to complete a phone application.
Citi Credit Card Customer Service
You can reach Citi credit card customer service at 1-800-950-51-14. You can also reach them by writing
Citibank Customer Service
P.O. Box 6500
Sioux Falls, SD, 57117.
Citi Credit Card FAQs
What are the benefits of the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® credit card?
With this credit card, you earn 1 AAdvantage® mile for every $1 spent on purchases, 2 miles for every $1 spent on eligible American Airlines purchases and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations. You also earn 70,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
What is the APR for a CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®?
The APR for this credit card varies and is based on your credit history and score. It ranges from 17.74 percent to 25.74 percent.
Is there an annual fee?
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® has $0 fee for the first year, and $95 annual fee after that.
Is there a late fee?
If your payment is received after the due date, you may be charged a late payment of up to $37.
Can I pay my Citi credit card online?
You can pay your Citi credit card online by creating an online account. You can make one-time payments or set up autopay.
Let’s assume the balance on your credit card is $5000, your card’s APR is 23%, and your minimum monthly payment in percentage is 100. Your first payment should be $100. Note that this number is expected to change over time.
To pay off your credit card balance in full, it will take you 2442 months. You’ll pay the overall interest of $99510.62. Your total payment will be $104510.62.
Credit Card Minimum Payment Calculator
|Minimum Monthly Payment ($):|
|Months to Payoff:|
By using this calculator you agree to terms and conditions. These calculators are designed to be informational and educational tools only, and when used alone, do not constitute investment or financial advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment or deciding on your financial matters. This model is provided as a rough approximation of future financial performance. The results presented by this calculator are hypothetical and may not reflect the actual growth of your own investments. We can't take into account potential lender fees, payoff schedule can be longer than in the estimation. Mycreditcards and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Mycreditcards is not responsible for any human or mechanical errors or omissions.
Watch How Do Balance Transfers Credit Cards Work
Before apply for new credit card estimate your potential balance transfer savings