Apply for AT&T Access Credit Card – A Guide

Citi offers several credit cards with a variety of benefits. There are cards with cash back rewards, cards with travel rewards, and even a secured card for rebuilding your credit. An AT&T Access credit card requires good credit, which is a score of about 651 or higher. The AT&T Access card offers bonus points to new cardholders and points for purchases. 

AT&T Access Rates & Fees

$0 None 14.24% to 23.24% Either $5 or 3% of the amount of each transfer, whichever is greater 3% of each purchase transaction in US dollars

How to Apply for AT&T Access Credit Card Online

Citi credit card application online is quick and simple.

  1. To get started, visit their website at
  2. On the website, click “Credit Cards” in the upper left corner.

  3. Click “Select Card Category” on the next page and select “Rewards Credit Cards” category from the drop-down list.
  4. On the next page, click the “Learn More and Apply” link to the right of the AT&T Access credit card.

  5. Click “Apply Now” on the next page. This takes you to your Citi credit card application.
  6. Enter your first and last name, your date of birth, your Social Security number, and answer the question about your citizenship.
    Provide your address and phone number. You can also provide your email address.
    Create a security word and a hint so you remember the security word.
    Enter your financial information, including your annual income and your monthly housing payment. You can select whether you have a checking, savings, or money market account.
  7. Indicate whether you want to add an authorized user.
  8. Scroll down to the bottom of the page, reviewing the terms and conditions. Check the box showing you reviewed the terms and conditions. You will also need to check the box agreeing to receive your notices electronically.
  9. Click the blue “Submit” button and follow the prompts to finish your application.
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Other Ways to Apply for AT&T Access Credit Card

You can also complete a AT&T Access credit card application by phone.

Call 1-877-645-37-08 to complete a phone application.

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Citi Credit Card Customer Service

You can reach Citi credit card customer service at 1-800-950-51-14. You can also reach them by writing
Citibank Customer Service
P.O. Box 6500
Sioux Falls, SD, 57117.

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Citi Credit Card FAQs

What are the benefits of the AT&T Access credit card?
With the AT&T Access credit card, you earn 2 points for every $1 you spend on purchases made online at eligible retail and travel websites and 2 points on AT&T purchases. You also earn 1 point for every $1 you spend on other purchases. You also earn points with this AT&T credit card for pumping gas, buying groceries or making any other purchase with your card. Get 10,000 bonus points after you spend $1,000 in purchases within 3 months of account opening.

What is the APR for the AT&T Access credit card?
The APR for the AT&T Access card varies and is based on your credit history and score. They range from 14.24 to 23.24 percent.

Is there an annual fee?
The AT&T Access credit card has no annual fee.

Is there a late fee?
If your payment is received after the due date, you may be charged a late payment of up to $40.

Can I pay my Citi credit card online?
You can pay your Citi credit card online by creating an online account. You can make one-time payments or set up autopay.

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