Chase Bank is a national bank that’s headquartered in New York City. The Chase Freedom credit card is one of their most popular credit card options. The Chase Freedom card offers a cash bonus to new cardholders and cash back for purchases. They also offer a 0 interest APR for the first 15 months after you open your account.
You need to have an excellent credit score to qualify for a Chase Freedom credit card. This means you need a credit score of about 750 or higher.
Apply for Chase Freedom Credit Card Online
It’s easy to apply for Chase Freedom credit card online.
- First, visit their website at chase.com/freedom.
- Scroll down to the middle of the page. Click “Learn More” under the heading “Not a Cardmember?”
- Then, click on the green button that says “Learn more” to the right of the Chase Freedom credit card.
- After that, click the green “Apply Now” button near the top left side of the page.
- Enter your first and last name and your mailing address. Click “Next” and follow the prompts to finish your Chase Freedom application.
Other Ways to Apply for Chase Freedom Credit Card
You can also apply for a Chase Freedom credit card at a Chase Bank branch. You can find a branch near you online. Let an associate know that you would like to apply for a Chase Freedom credit card.back to menu ↑
Chase Freedom Credit Card Rewards Program
The Chase Freedom credit card offers 1 percent cash back on all purchases. They also offer a 5 percent cash back promotion on specific purchases each quarter. You need to visit their website to activate the quarterly promotions.back to menu ↑
Chase Freedom Credit Card FAQs
How do I get my cash back rewards?
Your cash back rewards are applied to each of your statements.
Do I get cash back rewards for all my purchases?
You can get cash back rewards for almost all your purchases. Gambling purchases like lottery tickets do not earn cash back.
Is there an annual fee?
There is no annual fee for the Chase Freedom credit card.
Is there a late fee?
If your payment is received after the due date, you may be charged a late payment of up to $38.
What’s the APR for a Chase Freedom credit card?
The APR for a Chase Freedom card is 0 percent for the first 15 months. After that, your APR is 16.74 percent to 25.49 percent. The APR for cash advances is 26.74. The APR is variable based on the Prime Rate.
Chase Freedom credit card owners seem happy with their card. Some do say the rewards aren’t always useful depending on the designated each category. If it’s a category you use frequently, though, like groceries or gas, the 5 percent rewards can add up quickly. They also enjoy the 0 percent APR for the first 15 months and are pleased with the customer service they receive.