Chase is a large credit card company that offers a wide range of credit cards. There are cards for frequent travelers and cards for popular retailers such as Amazon and Starbucks. They also offer a Chase Freedom Unlimited® credit card available to those with excellent credit, which is a credit score of about 751 or higher. The Chase Freedom Unlimited® offers a cash bonus to new cardholders and cash back for purchases.
Chase Freedom Unlimited® Rates & Fees
|ANNUAL FEE||INTRO APR||APRS||BALANCE TRANSFER FEE||FOREIGN TRANSACTION FEE|
|None||0% intro APR on purchases and balance transfers for the first 15 months from opening your account.||16.99% to 25.74%||Either $5 or 5% of the amount of each transfer, whichever is greater||3% of each transaction in U.S. dollars.|
How to Apply for Chase Freedom Unlimited® Credit Card Online
It’s easy to apply for Chase Freedom Unlimited® credit card online.
- To get started, visit their website at www.chase.com.
- Click on “Find a credit card” near the middle of the page.
- Click on the “Cash Back” category near the top of the page.
- After that, scroll down to find the Chase Freedom Unlimited® credit card and click the green “Learn more” button to the right of the card. On the next page, click the green “Apply Now” button.
- Then, enter your first and last name and your address.
- Click the blue “Next” button and follow the prompts to finish your application.
Other Ways to Apply for a Chase Credit Card
You can complete a Chase credit card application in person at a branch. You can find the closest branch to you by visiting their website.back to menu ↑
Chase Credit Card Customer Service
You can reach Chase credit card customer service by calling 1-800-432-31-17. You can also write them at:
P.O. Box 15298
Wilmington, DE, 19850.
You can also reach them using Twitter at @ChaseSupport.back to menu ↑
Chase Freedom Unlimited® Credit Card FAQs
What are the benefits of the Chase Freedom Unlimited® credit card?
With the Chase Freedom Unlimited® credit card, you earn 1.5% cash back on all purchases. You also earn a $150 bonus after you spend $500 on purchases in the first 3 months from account opening.
How do I get my cash back rewards?
Your cash back rewards are applied to each of your statements.
What is the APR for a Chase Freedom Unlimited® credit card?
The APR varies depending on your credit and is based on the Prime Rate. The APR for the Chase Freedom Unlimited® card is around 16.99% to 25.74%.
Is there an annual fee?
Chase Freedom Unlimited® has no annual fee.
Is there a late fee?
If your payment is received after the due date, you may be charged a late payment of up to $38.
Is there fraud prevention?
Chase takes measures to protect you from fraud and identity theft. If they notice unusual charges, they will call and alert you, and they may put a hold on your credit card as well.
How can I manage my account?
Chase offers online account access. They also have a mobile app. They also provide a tool called Blueprint, which can help you manage your credit card payments.
Let’s assume the balance on your credit card is $5000, your card’s APR is 23%, and your minimum monthly payment in percentage is 100. Your first payment should be $100. Note that this number is expected to change over time.
To pay off your credit card balance in full, it will take you 2442 months. You’ll pay the overall interest of $99510.62. Your total payment will be $104510.62.
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Watch How Do Balance Transfers Credit Cards Work
Before apply for new credit card estimate your potential balance transfer savings