Capital One is one of the largest credit card issuers around. They offer a Venture® credit card that is suitable to applicants with excellent credit, which means you need a credit score of about 751 or higher. The Venture® from Capital One® allows you to earn airline miles on all your purchases as well as other perks.
Venture® from Capital One® Rates & Fees
|ANNUAL FEE||INTRO APR||APRS||BALANCE TRANSFER FEE||FOREIGN TRANSACTION FEE|
|$0 intro for the first year, $95 after that||18.99%, or 26.99%||3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR||None|
How to Apply for Venture® from Capital One® Online
You can quickly apply for the Venture® from Capital One® credit card online.
- To start, visit www.capitalone.com/credit-cards.
- Click “See All Cards” to compare all their cards.
- Find the Venture® credit card after you tick “Travel” in the Rewards section.
- Click the green “Apply Now” button under the Venture® card.
- Enter your first and last name, your date of birth, and your Social Security number. Answer the question about your citizenship, and then enter your residential and mailing addresses.
- Provide your email address and your phone number. Select your employment status and enter your annual income, your monthly housing payment, what type of bank accounts you have, and whether you would like blank cash advance checks.
- Check the box agreeing to their Electronic Communications Disclosure.
- Click the “Continue” button and follow the prompts to finish your application.
Other Ways to Apply for Venture® from Capital One® Credit Card
You can apply by phone by calling 1-800-695-55-00.
Capital One Customer Service
You can reach Capital One customer service by phone by calling 1-800-227-48-25. You can also write them at:
Attn: General Correspondence
P.O. Box 30285
Salt Lake City, UT, 84130-0287.
Venture® from Capital One® Credit Card FAQs
What are the benefits of the Venture® credit card?
With Venture® from Capital One® card, you earn unlimited 2X miles on every purchase per $1 dollar spent. You can earn 5 miles per dollar on thousands of places to stay when you pay with Venture®. Get 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
What is the APR for the Venture® credit card?
The APR varies depending on your credit and is based on the Prime Rate. APRs typically range from 18.99 percent to 26.99 percent.
Is there an annual fee?
The Venture® card has no fee for the first year and a $95 annual fee after that.
Is there a late fee?
If your payment is late, you can be charged a fee of up to $40.
How long will it take to get my Capital One card?
In most cases, it will take about seven to 10 business days to receive your card.