Apply for Spark® Miles Select from Capital One® Online – A Guide

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Capital One is one of the largest credit card issuers around. They offer a Spark® Miles Select credit card that is suitable to applicants with excellent credit, which means you need a credit score of about 751 or higher. The Spark® Miles Select from Capital One® allows you to earn airline miles on all your purchases as well as other perks.

Spark® Miles Select from Capital One® Credit Card Rates & Fees

0 USD 0% introductory APR for the first 9 months that your account is open 14.74%, 18.74% or 22.74% None None

How to Apply for the Spark® Miles Select from Capital One® Online

You can quickly apply for the the Spark® Miles Select credit card online.

  1. To start, visit
  2. Click “See All Cards” to compare all their cards.

  3. Find the Spark® Miles Select credit card after you tick “Travel” in the Rewards section.
  4. Click the green “Apply Now” button under the Spark® Miles Select card.

  5. Enter your first and last name, your date of birth, and your Social Security number. Answer the question about your citizenship, and then enter your residential and mailing addresses.
  6. Provide your email address and your phone number. Select your employment status and enter your annual income, your monthly housing payment, what type of bank accounts you have, and whether you would like blank cash advance checks.
  7. Check the box agreeing to their Electronic Communications Disclosure.
  8. Click the “Continue” button and follow the prompts to finish your application.

Other Ways to Apply for the Spark® Miles Select Credit Card

You can apply by phone by calling 1-800-695-55-00.

Capital One Customer Service

You can reach Capital One customer service by phone by calling 1-800-227-48-25. You can also write them at:
Capital One
Attn: General Correspondence
P.O. Box 30285
Salt Lake City, UT, 84130-0287.

Spark® Miles Select from Capital One® Credit Card FAQs

What are the benefits of the Spark® Miles credit card?
With the Spark® Miles Select credit card, you get unlimited 1.5X miles on every purchase for your business with no blackouts or seat restrictions, and no minimum to redeem. You can earn a one-time bonus of 20,000 miles – equal to $200 in travel – if you spend $3,000 on purchases within the first 3 months from account opening.

What is the APR for a Capital One credit card?
The APR varies depending on your credit and is based on the Prime Rate. APRs typically range from 14.74 percent to 22.74 percent.

Is there an annual fee?
The Spark® Miles Select from Capital One® has no annual fee.

Is there a late fee?
If your payment is late, you can be charged a fee of up to $39.

How long will it take to get my Capital One card?
In most cases, it will take about seven to 10 business days to receive your card.

For Example:

Let’s assume the balance on your credit card is $5000, your card’s APR is 23%, and your minimum monthly payment in percentage is 100. Your first payment should be $100. Note that this number is expected to change over time.

To pay off your credit card balance in full, it will take you 2442 months. You’ll pay the overall interest of $99510.62. Your total payment will be $104510.62.

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By using this calculator you agree to terms and conditions. These calculators are designed to be informational and educational tools only, and when used alone, do not constitute investment or financial advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment or deciding on your financial matters. This model is provided as a rough approximation of future financial performance. The results presented by this calculator are hypothetical and may not reflect the actual growth of your own investments. We can't take into account potential lender fees, payoff schedule can be longer than in the estimation. Mycreditcards and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Mycreditcards is not responsible for any human or mechanical errors or omissions.

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Capital One® Spark® Miles for Business 1st Year Annual fee $ Annual Percentage Rate (APR) Currently, a variable % - % APR on purchases. (These APRs do not apply to cash advances.)


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