Apply for Platinum Credit Card from Capital One® Online

Capital One is one of the largest credit card issuers around. They offer a Platinum credit card that is suitable to applicants with good credit, which means you need a credit score of about 651 or higher, and you can use it to build or rebuild your credit.

Platinum Credit Card from Capital One® Rates & Fees

0 USD 28.49% None None

How to Apply for Platinum Credit Card from Capital One® Online

You can quickly apply for the Platinum credit card online.

  1. To start, visit
  2. Click “See All Cards” to compare all their cards.

  3. Find the Platinum credit card after you tick “No Annual Fee” in the Rates and Fees section.
  4. Click the green “Apply Now” button under the Platinum card.

  5. Enter your first and last name, your date of birth, and your Social Security number. Answer the question about your citizenship, and then enter your residential and mailing addresses.
  6. Provide your email address and your phone number. Select your employment status and enter your annual income, your monthly housing payment, what type of bank accounts you have, and whether you would like blank cash advance checks.
  7. Check the box agreeing to their Electronic Communications Disclosure.
  8. Click the “Continue” button and follow the prompts to finish your application.

Other Ways to Apply for Platinum Credit Card from Capital One® Credit Card

You can apply by phone by calling 1-800-695-55-00.

Capital One Customer Service

You can reach Capital One customer service by phone by calling 1-800-227-48-25. You can also write them at:
Capital One
Attn: General Correspondence
P.O. Box 30285
Salt Lake City, UT, 84130-0287.

Platinum Credit Card from Capital One® Credit Card FAQs

What are the benefits of the Platinum Credit Card from Capital One®?
The Platinum credit card doesn’t offer a rewards program. However, it has no annual fee, and you can use this card to build your credit.

What is the APR for a Capital One credit card?
The APR varies depending on your credit and is based on the Prime Rate. It will typically be around 28.49 percent.

Is there an annual fee?
The Platinum Credit Card from Capital One® has no annual fee.

Is there a late fee?
If your payment is late, you can be charged a fee of up to $40.

How long will it take to get my Capital One card?
It will generally take two to three weeks to receive your card.

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